Moving home
A new address.
A mortgage that fits.
Make the financial side of your move clearer. We help you understand your existing mortgage, research suitable alternatives and plan your next purchase.
Advice shaped around your circumstances
Let your mortgage support the move.
Your next home may need a different mortgage amount, term or product. We review your existing deal and consider whether porting it to a new property could be suitable, or whether a new mortgage is the better route.
Porting is subject to your lender’s approval, affordability checks and the new property meeting its criteria. If you need additional borrowing, the lender may offer that portion on a different product. We explain those details and any charges so you can make an informed decision.
How we can help
- Assess your new budget using your equity, deposit and circumstances.
- Understand how porting works and when it may be available.
- Compare the cost of your existing lender with suitable alternatives.
- Plan the application around the sale and purchase, with support along the way.
Prepare for the conversation
A useful place to start.
The exact requirements vary by lender and by your circumstances. You do not need to send sensitive documents through our enquiry form. We will explain an appropriate way to provide them when needed.
- Your current property. Mortgage details and an estimate of available equity.
- Your next property. Purchase price and any information you have about the home.
- Your finances. Income, spending, commitments and evidence of deposit funds.
- Your timetable. Sale arrangements and the key dates affecting your move.
Your questions
A little more clarity.
Can I take my mortgage with me?
Some products can be ported, but this is not automatic. Your lender must approve the new application and property. We review the terms and compare relevant alternatives.
What if I need to borrow more?
Additional borrowing is subject to lender criteria and affordability. It may be offered on a separate rate or term, which can affect the overall cost.
Can you guarantee my completion date?
No. Mortgage approval, valuation, the legal process and the property chain can all affect timing. We help prepare the application and keep you informed about lender requests.
Your next step starts with a conversation.
Tell us what you’re planning. We’ll help you understand the options and explain what comes next.